Capstone InsuranceCapstone InsuranceCapstone Insurance
604-718-9038
1155-4380 No. 3 Road / 1327-4500 Kingsway

After a Loss

What to Do After a Loss

We’re here to help you get back on track — fast.

First Steps

Stay Safe & Take Action

1. Ensure Safety

• Prioritize your health and safety.
• Contact emergency services (police, fire, ambulance) if needed.

2. Prevent Further Damage

• Take temporary steps to prevent further damage (e.g., tarp a broken window, shut off water).
• Only do this if it’s safe.

3. Document the Loss

• Take photos and videos of the damage or loss.
• Don’t throw away damaged items unless instructed.
Step-by-Step

How to Report a Claim

Step 1: Contact Us

You can file a claim in any of the following ways:

Call us: 604-718-9038 (during open hours)
Email: claim@capstoneinsure.ca
Submit Online: [Start a Claim Form]

For after hours, please contact insurance company as below:

Step 2: Provide Key Information

Be ready with:

Your policy number
Date and time of the incident
Description of what happened
Photos or documentation (if available)

Step 3: Connect With a Claims Advisor

A dedicated Claims Advisor will:

Review your policy coverage
Guide you through the next steps
Coordinate inspections, repairs, or replacements
Tailored guidance

What Type of Loss Did You Experience?

  • Move to a safe location
  • Exchange details with involved parties
  • File a police report if required
  • Contact us to begin your claim or contact ICBC 604-520-8222
  • Mitigate further damage (e.g., board windows, cover leaks)
  • Contact contractors only if urgent
  • Keep receipts for emergency repairs
  • Report the incident to the police immediately
  • Get a police report number
  • Take inventory of stolen/damaged items
  • Shut off main water or power if needed
  • Do not enter areas with structural damage
  • Contact emergency restoration services if instructed
Find Your Answers

Claims FAQ

It depends on the type of claim, but we aim to resolve most within 5–10 business days.

Not always. Our team will walk you through any potential changes.

Yes, though we also work with trusted partners to streamline repairs.

We’re With You Every Step of the Way

Our goal is to make this process as smooth and stress-free as possible. You’ll have a single point of contact for updates, questions, and support throughout your claim.

Call for help:

Mail for information: